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Document Every Belonging for Peace of Mind

Most homeowners can't prove what they own after a fire, flood, or break-in. Insurance claims get denied or underpaid because there's no record. Cratify fixes that.

The Problem: You Can't Prove What You Owned

After a disaster, insurance companies ask you to list everything you lost — with descriptions, estimated values, and ideally photos. Most people can't remember half of what was in their home, let alone provide documentation.

The result? Claims are underpaid by thousands of dollars, or denied entirely. The average American household owns over $100,000 in personal property, but most people have zero documentation of it.

The Solution: A Complete, Photo-Based Inventory

Cratify photographs, names, and categorizes every item in your home. AI identification means you don't have to type out descriptions manually — just snap a photo and Cratify does the rest. Collections let you group items into an "Insurance Inventory" that you can send as a PDF at any time.

  • Photo evidence — Every item has a photo, and Cratify records the date each entry was added
  • AI identification — Snap a photo and Cratify names and categorizes items automatically
  • Organized by room — Your inventory mirrors how your home is actually set up
  • Cloud-backed — Your inventory survives even if your home doesn't

How to Use Cratify for Insurance Documentation

Four steps to a complete home inventory.

1️⃣

Go Room by Room

Start in one room and photograph every item — open drawers, closets, and cabinets. Move to the next room when you're done.

2️⃣

Use AI Bulk Upload

Add up to 20 photos at a time, one possession per photo, and the AI names each one. With Lifetime, Multi-Scan finds up to 15 possessions in a single photo of a shelf.

3️⃣

Create an Insurance Collection

Group your most valuable items into an "Insurance Inventory" collection. Put serial numbers in each description, and add receipts as their own entries with the total and purchase date.

4️⃣

Send or Download

Send the collection to your insurance agent or a family member as a PDF, or download your full inventory as a file for your own records. Update it whenever you make a major purchase.

Insurance Documentation: Common Questions

Does Cratify work for insurance documentation?

Yes. Build a photo inventory of your possessions, room by room. Send any collection to your insurer as a PDF, or download your full inventory as a file.

How do I prove ownership of my belongings for insurance?

The best way is to photograph every item and keep a detailed inventory. Cratify makes this easy with AI-powered identification — snap a photo and the app names and categorizes items automatically. Having an organized photo inventory, with the date each entry was added, is strong evidence for insurance claims.

Can I add receipts or purchase prices in Cratify?

Yes. Add receipts as their own entries, with the total and purchase date, and put serial numbers in a possession's description.

How often should I update my home inventory?

A good rule of thumb is to update your inventory whenever you make a significant purchase or at least once a year. Cratify makes updates easy — just snap a photo of new items and the AI handles the rest.

What happens to my inventory if my phone is lost or damaged?

Your Cratify inventory is stored securely in the cloud. You can access it from any device by logging into your account — on the web, on a new phone, or on a tablet. Your data is never stored only on your device.

Protect What You Own

It takes less than an hour to document an entire room. Start your home inventory today — before you need it.